Estimates of Property Damage
Early on in the claims process, your insurance company's adjuster develops an estimate of what he or she thinks your damages are. We recommend a second opinion.
After a thorough on-site inspection, we use Xactimate, the leading state-of-the-art estimating software in the insurance industry and, if needed, work with structural building experts to prepare an estimate of what it will cost to restore your property.
Inventories of Commercial and Personal Assets
When an insurance company asks you to list all your property that was damaged or lost, it can be difficult to think through the vast quantity of possessions you've accumulated personally and professionally.
Through our systematic, on-site inspection and interview process, we'll work with you to account for all your damaged or destroyed property.
Business Income / Business Interruption
As part of recouping financial losses, your insurance company asks that you prove the short- and long-term financial impact to your business. By familiarizing ourselves with your business and utilizing our expertise, we'll develop a fair, accurate figure.
Together, we'll develop a strategy to assure that you're fully compensated.
As part of the claims process, your insurance company requires you to "document your loss." We help you prepare this documentation, and the final package we submit to your insurance company on your behalf will be a professional recap of your entire loss.
To accurately support the total dollar amount of damages claimed as a result of this incident, we'll include spreadsheets, estimates, photos, and any other documentation necessary (such as expert reports and test results).
Appraisals / Arbitrations / Mediations
In the event of a disagreement regarding the amount of your loss, an alternative method of dispute resolution may be necessary. Depending on your policy and/or the laws of the state where the loss occurred, one or more of the following methods may be appropriate: appraisal, arbitration, mediation.
Whether your case necessitates appraisal, arbitration, or mediation, we have extensive experience in successfully representing property owners in all three areas of resolution.
Insurance Claims Testimonials
Is Your Insurance Company Responding To You In a Timely Manner? SLC knew how to get things moving for these clients:
After 2 months of sometimes very heated exchanges and many disputes with our insurance company's adjuster, we saw little chance of an acceptable resolution. We felt we had no choice but to turn our claim over to a lawyer and begin a drawn-out court battle when a friend suggested we call your company. It was the best call we could have made. Within days you had completed an extensive evaluation and estimation of damages to our home and personal property. After analyzing and explaining all coverages provided by our policy, you developed a strategy and guided us through conclusion of our claim in a matter of weeks. We were very satisfied with the settlement we received. We hope we never have an insurance claim again. However, if we do, it's good to know we can hire Southern Loss Consultants to work for us.
- Barry G., Supply, NC
It is our pleasure to be writing a letter about the wonderful service that was provided to us by Southern Loss Consultants. When we lost our home of 32 years and all of its contents to fire, needless to say we were in a state of shock and confusion. Adding to our nightmare, we encountered nothing but delays by our insurance adjuster.
Southern Loss Consultants contacted us and were truly an answer to our prayers. They turned a nightmare into a hopeful situation with their professionalism and sincere concern. We will always hold them in the highest regard.
- Bobby and Faye H., Rocky Mount, VA